Islamic Debt & Obligation Record

وصيَّة

Record it. As God commanded.

Waseyya helps Muslims fulfil a divine obligation — documenting debts and rights clearly, so no one is wronged and nothing is forgotten.

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THE DIVINE COMMAND

﴿ يَا أَيُّهَا الَّذِينَ آمَنُوا إِذَا تَدَايَنتُم بِدَيْنٍ إِلَىٰ أَجَلٍ مُّسَمًّى فَاكْتُبُوهُ ﴾

O you who have believed, when you contract a debt for a specified term, write it down.

Surah Al-Baqarah — 2:282 (the longest verse in the Quran)

Allah dedicated the longest verse in the entire Quran to this single instruction — write your debts down. This is not a suggestion. It is a clear, direct command to every believer. The scholars of Islam agree that writing debts is an obligation when the amount is significant, to protect both parties from dispute, forgetfulness, or injustice.

WHY IT MATTERS

What happens when debts go unrecorded?

The Prophet ﷺ warned us. Unrecorded debts are a source of dispute, broken relationships, and burdens that can follow us beyond this life.

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Disputes & broken trust

When a debt is not written down, memories differ. People forget amounts, dates, and terms — leading to conflict that damages friendships and family bonds.

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A debt follows you after death

The Prophet ﷺ said: "The soul of a believer is held hostage by his debt until it is paid off." An unrecorded debt may never reach the rightful person's heirs.

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Rights lost to forgetfulness

Without a record, the person owed may never collect what is rightfully theirs. And the borrower may never remember to repay. Writing protects both sides.

HADITH OF THE PROPHET ﷺ

"It is not permissible for a Muslim who has something to bequeath, to pass two nights without having his written will with him." — Sahih al-Bukhari & Muslim

Sahih al-Bukhari 2738 · Sahih Muslim 1627

﴿ إِنَّ اللَّهَ يَأْمُرُكُمْ أَن تُؤَدُّوا الْأَمَانَاتِ إِلَىٰ أَهْلِهَا ﴾

Indeed, Allah commands you to render trusts to their rightful owners.

Surah An-Nisa — 4:58

Every debt is a trust (amanah). Rendering it back to its owner — or ensuring your heirs know about it — is an act of worship. Waseyya exists to make this obligation easy to fulfil.

THE FEATURES

Built on the command, feature by feature

Every part of Waseyya is designed to help you fulfil what Allah commanded in Al-Baqarah 2:282.

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"Write it down"

Record with full detail

Log every debt with name, amount, currency, date, and notes — exactly as the verse instructs. Nothing left vague, nothing left to memory.

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"...for a specified term"

Voice input in Arabic or English

Speak naturally to add a debt in seconds. The AI captures all the relevant details so recording never feels like a burden.

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"...and let a scribe write faithfully"

Share as living proof

Send the other party an instant link to their debt record on WhatsApp. Both sides have the same truth — no disputes, no "I don't remember."

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"...and bring to witness two witnesses"

Invite a witness

Grant a trusted person read-only access to your records. They always see the latest version — a live witness, as the Quran intended.

WHY SHARING MATTERS

The Quran commands two witnesses — sharing is how you fulfil it today

In the time of the Prophet ﷺ, you would gather two witnesses to hear and remember the debt. Today, your phone is your scribe — and sharing the record with the other party is your witness. When both sides have the same written record, there is no room for dispute.

The other party receives their own copy — so they can never claim ignorance of the debt.

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The shared link always shows the current record — updated automatically if anything changes.

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In case of death, your heirs and the rightful owners both have access. Rights are not lost.

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Share via WhatsApp in one tap — as easy as sending a message, as permanent as a written contract.

HOW IT WORKS

Three steps to fulfil the command

1
Sign in with Google
Your records are private, secure, and tied to your identity. No one can access them without your permission.
2
Add a debt by voice or manually
Speak naturally or fill a simple form in Arabic or English. The record is created in seconds.
3
Share with the other party
Send a live link via WhatsApp. Both sides have the record. Rights are protected on both ends.

GET STARTED

Don't delay what Allah has commanded

The longest verse in the Quran is about this. Start your Waseyya today — for your peace of mind and theirs.

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Free to use · No account needed to view shared records

وصيَّة

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